Closing Fee

$225.00 Purchase for Buyer
$ 175.00 Seller
$225.00 Seller Side Only
$175.00 Refinance
$300.00 Witness Closing
$225.00 Buyer charge for Cash or C4D
$ 100.00 2nd Mtg. Closing

Title Fees &
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Title Closing/Services

$ 45.00 Name/Judgment Search Service Fee
$ 55.00 Assessment Search Service Fee (Includes Foreclosure Search if Applicable)
$ 100.00 Plat Drawing/Location Report & Review Service Fee
$175.00 Document Preparation (Seller Deed Pkg.)
$175.00 Document Preparation (Contract for Deed, CRV, Septic Cert. & Well Disclosure, if applicable)
$ 25.00 Document Preparation (QCD, POA, Aff’s, etc.)
$150.00 Exam Fee
$ 40.00 Courier Service Fee (per package)
$ 40.00 Wire Service Fee (per wire)

Abstracting/Title

$ 100.00 O & E Report (addl. may apply if excessive copies are needed and for Counties out of area.
$150.00 O & E Report w/end report (addl. may apply if excessive copies are needed and for Counties out of area
$50.00 –
120.00 Tract Check (Stearns, Benton, Sherburne, Wright, Morrison) other counties to be quoted
$130.00 Title Search (Stearns, Benton, Sherburne, Wright, Morrison) other counties to be quoted
$250.00 Abstracting/Title Search (Stearns, Benton, Sherburne, Wright, Morrison) other counties to be quoted

Construction/Disbursing Charges

$ 75.00 Disbursing Fee at signing of Construction Loan Documents and $75.00 per draw thereafter to be included in each draw request
$125.00 Priority Inspections/Pictures (out of area may need to be quoted)
(Document Walk Through for Recording is included in Priority Inspection unless Documents need to be overnighted to an out of area County, then Courier Service Charge will apply)
$150.00 Modification Processing on End Loan Closing (no additional charges at the time the construction loans documents are signed)

Commercial Closing Charges

$275.00 Closing Fee – Refinance
$250.00 Closing Fee – Buyer Purchase
$250.00 Closing Fee – Seller
$225.00 Examination Fee
$150.00 Document Preparation
$ 75.00 Document Walk Through Fee (add’l cost for Metro area)
$125.00 Plat Drawing/Location Report
$ 55.00 Name/Judgment Search
$ 65.00 Assessment Search
Endorsement charges to be determined upon review.

Seller Side Only

$225 Closing Fee
$175 Deed Pkg. (Deed, CRV, Septic Certification (if applicable)
$175 Contract for Deed Pkg. (C4D, CRV, Septic Certification (if applicable)
$ 25 For each additional document needed
Note: See County Fees for State Deed Tax and Recording Fees.

Buyer Costs for Cash or Contract for Deed

$225 Closing Fee
$150 Exam Fee
$ 40 Wire Fee (1)
$595 Abstracting/Title Search Services
Note: Owner’s TI Policy see Rate Calculator.

County Recording Fees

$46.00 recording fee per document
$50.00 Well Disclosure

Mortgage Registration Tax (MRT) for all Counties:

$2.30 / per Thousand
Example: $125,000.00 x $.0023 = $287.50

Except Hennepin and Ramsey Counties are based on $2.40/per Thousand

State Deed Tax (SDT) for all Counties:

$3.30 / per Thousand
Example: $130,000.00 x $.0033 = $429.00

Except Hennepin and Ramsey Counties are based on $3.40/per Thousand

Conservation Fee:

$5.00 per taxed document
Note: This fee only applies to Anoka, Carver, Dakota, Hennepin, Ramsey, Scott, Waseca, Washington, Winona & Wright counties.